| Savings
Rate Board |
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Savings Rates Effect on February 1, 2012 |
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Rates are subject to change without notice |
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APY = Annual Percentage Yield |
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For most current rates, call the Credit Union at
(559) 582-4438 |
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Savings Account Type |
Minimum Balance |
Dividend Rate |
APY |
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Regular Savings |
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$100.00 |
0.03% |
0.03% |
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$500.00 |
0.05% |
0.05% |
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$1,000.00 |
0.05% |
0.05% |
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Kings Kid's Club |
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$25.00 |
0.10% |
0.10% |
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Christmas Club |
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$0.01 |
0.10% |
0.10% |
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IRA Savings |
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$5.00 |
0.15% |
0.15% |
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Money Market Account
Type |
Minimum Balance |
Dividend Rate |
APY |
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Money Market -
Premier |
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$2,500.00 |
0.25% |
0.25% |
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Money Market -
Executive |
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$10,000.00 |
0.30% |
0.30% |
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Money Market - Elite |
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$25,000.00 |
0.40% |
0.40% |
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Money Market -
Sterling |
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$50,000.00 |
0.45% |
0.45% |
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Certificates Account
Type |
Minimum Balance |
Dividend Rate |
APY |
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Mini Jumbo 10 Month |
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$10,000.00 |
0.65% |
0.65% |
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Jumbo 15 Month |
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$50,000.00 |
0.70% |
0.70% |
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3 Month Certificate |
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$1,000.00 |
0.15% |
0.15% |
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$10,000.00 |
0.35% |
0.35% |
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$25,000.00 |
0.35% |
0.35% |
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$50,000.00 |
0.40% |
0.40% |
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$75,000.00 |
0.40% |
0.40% |
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$100,000.00 |
0.40% |
0.40% |
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6 Month Certificate |
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$1,000.00 |
0.15% |
0.15% |
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$10,000.00 |
0.45% |
0.45% |
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$25,000.00 |
0.45% |
0.45% |
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$50,000.00 |
0.45% |
0.45% |
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$75,000.00 |
0.45% |
0.45% |
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$100,000.00 |
0.45% |
0.45% |
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6 Month Certificate /
IRA |
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$500.00 |
0.25% |
0.25% |
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$10,000.00 |
0.55% |
0.55% |
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$25,000.00 |
0.55% |
0.55% |
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$50,000.00 |
0.55% |
0.55% |
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$75,000.00 |
0.55% |
0.55% |
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$100,000.00 |
0.55% |
0.55% |
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12 Month Certificate |
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$1,000.00 |
0.25% |
0.25% |
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$10,000.00 |
0.55% |
0.55% |
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$25,000.00 |
0.55% |
0.55% |
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$50,000.00 |
0.60% |
0.60% |
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$75,000.00 |
0.60% |
0.60% |
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$100,000.00 |
0.60% |
0.60% |
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12 Month Certificate
/ IRA |
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$500.00 |
0.35% |
0.35% |
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$10,000.00 |
0.65% |
0.65% |
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$25,000.00 |
0.65% |
0.65% |
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$50,000.00 |
0.70% |
0.70% |
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$75,000.00 |
0.70% |
0.70% |
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$100,000.00 |
0.70% |
0.70% |
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24 Month Certificate |
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$1,000.00 |
0.35% |
0.35% |
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$10,000.00 |
0.85% |
0.85% |
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$25,000.00 |
0.85% |
0.85% |
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$50,000.00 |
0.85% |
0.85% |
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$75,000.00 |
0.85% |
0.85% |
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$100,000.00 |
0.85% |
0.85% |
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24 Month Certificate
/ IRA |
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$500.00 |
0.45% |
045% |
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$10,000.00 |
0.95% |
0.95% |
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$25,000.00 |
0.95% |
0.95% |
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$50,000.00 |
0.95% |
0.95% |
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$75,000.00 |
0.95% |
0.95% |
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$100,000.00 |
0.95% |
0.95% |
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36 Month Certificate |
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$1,000.00 |
1.00% |
1.00% |
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$10,000.00 |
1.14% |
1.15% |
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$25,000.00 |
1.14% |
1.15% |
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$50,000.00 |
1.19% |
1.20% |
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$75,000.00 |
1.19% |
1.20% |
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$100,000.00 |
1.19% |
1.20% |
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36 Month Certificate
/ IRA |
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$500.00 |
1.09% |
1.10% |
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$10,000.00 |
1.24% |
1.25% |
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$25,000.00 |
1.24% |
1.25% |
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$50,000.00 |
1.29% |
1.30% |
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$75,000.00 |
1.29% |
1.30% |
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$100,000.00 |
1.29% |
1.30% |
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48 Month Certificate |
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$1,000.00 |
1.04% |
1.04% |
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$10,000.00 |
1.24% |
1.25% |
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$25,000.00 |
1.24% |
1.25% |
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$50,000.00 |
1.24% |
1.25% |
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$75,000.00 |
1.24% |
1.25% |
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$100,000.00 |
1.24% |
1.25% |
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60 Month Certificate |
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$1,000.00 |
1.29% |
1.30% |
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$10,000.00 |
1.54% |
1.55% |
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$25,000.00 |
1.54% |
1.55% |
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$50,000.00 |
1.54% |
1.55% |
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$75,000.00 |
1.54% |
1.55% |
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$100,000.00 |
1.54% |
1.55% |
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