Savings Rate Board
	Savings Rates Effect on February 1, 2012
	Rates are subject to change without notice
	APY = Annual Percentage Yield
	For most current rates, call the Credit Union at (559) 582-4438
	Savings                            Account Type	Minimum Balance	Dividend Rate	APY
	Regular Savings
		$100.00	0.03%	0.03%
		$500.00	0.05%	0.05%
		$1,000.00	0.05%	0.05%
	Kings Kid's Club
		$25.00	0.10%	0.10%
	Christmas Club
		$0.01	0.10%	0.10%
	IRA Savings
		$5.00	0.15%	0.15%
	Money Market                Account Type	Minimum Balance	Dividend Rate	APY
	Money Market - Premier
		$2,500.00	0.25%	0.25%
	Money Market - Executive
		$10,000.00	0.30%	0.30%
	Money Market - Elite
		$25,000.00	0.40%	0.40%
	Money Market - Sterling
		$50,000.00	0.45%	0.45%
	Certificates              Account Type	Minimum Balance	Dividend Rate	APY
	Mini Jumbo 10 Month
		$10,000.00	0.65%	0.65%
	Jumbo 15 Month
		$50,000.00	0.70%	0.70%
	3 Month Certificate
		$1,000.00	0.15%	0.15%
		$10,000.00	0.35%	0.35%
		$25,000.00	0.35%	0.35%
		$50,000.00	0.40%	0.40%
		$75,000.00	0.40%	0.40%
		$100,000.00	0.40%	0.40%
	6 Month Certificate
		$1,000.00	0.15%	0.15%
		$10,000.00	0.45%	0.45%
		$25,000.00	0.45%	0.45%
		$50,000.00	0.45%	0.45%
		$75,000.00	0.45%	0.45%
		$100,000.00	0.45%	0.45%
	6 Month Certificate / IRA
		$500.00	0.25%	0.25%
		$10,000.00	0.55%	0.55%
		$25,000.00	0.55%	0.55%
		$50,000.00	0.55%	0.55%
		$75,000.00	0.55%	0.55%
		$100,000.00	0.55%	0.55%
	12 Month Certificate
		$1,000.00	0.25%	0.25%
		$10,000.00	0.55%	0.55%
		$25,000.00	0.55%	0.55%
		$50,000.00	0.60%	0.60%
		$75,000.00	0.60%	0.60%
		$100,000.00	0.60%	0.60%
	12 Month Certificate / IRA
		$500.00	0.35%	0.35%
		$10,000.00	0.65%	0.65%
		$25,000.00	0.65%	0.65%
		$50,000.00	0.70%	0.70%
		$75,000.00	0.70%	0.70%
		$100,000.00	0.70%	0.70%
	24 Month Certificate
		$1,000.00	0.35%	0.35%
		$10,000.00	0.85%	0.85%
		$25,000.00	0.85%	0.85%
		$50,000.00	0.85%	0.85%
		$75,000.00	0.85%	0.85%
		$100,000.00	0.85%	0.85%
	24 Month Certificate / IRA
		$500.00	0.45%	045%
		$10,000.00	0.95%	0.95%
		$25,000.00	0.95%	0.95%
		$50,000.00	0.95%	0.95%
		$75,000.00	0.95%	0.95%
		$100,000.00	0.95%	0.95%
	36 Month Certificate
		$1,000.00	1.00%	1.00%
		$10,000.00	1.14%	1.15%
		$25,000.00	1.14%	1.15%
		$50,000.00	1.19%	1.20%
		$75,000.00	1.19%	1.20%
		$100,000.00	1.19%	1.20%
	36 Month Certificate / IRA
		$500.00	1.09%	1.10%
		$10,000.00	1.24%	1.25%
		$25,000.00	1.24%	1.25%
		$50,000.00	1.29%	1.30%
		$75,000.00	1.29%	1.30%
		$100,000.00	1.29%	1.30%
	48 Month Certificate
		$1,000.00	1.04%	1.04%
		$10,000.00	1.24%	1.25%
		$25,000.00	1.24%	1.25%
		$50,000.00	1.24%	1.25%
		$75,000.00	1.24%	1.25%
		$100,000.00	1.24%	1.25%
	60 Month Certificate
		$1,000.00	1.29%	1.30%
		$10,000.00	1.54%	1.55%
		$25,000.00	1.54%	1.55%
		$50,000.00	1.54%	1.55%
		$75,000.00	1.54%	1.55%
		$100,000.00	1.54%	1.55%