Home Equity Loans and Lines of Credit
Call us at 559-582-4438 or visit our branch to apply!
HOME EQUITY LOAN Our home equity loan enables you to use your house as collateral (up to $100,000) for home improvements, major purchases, debt consolidation, etc. It provides you the funds you need in one easy, lump-sum disbursement. Lower rates and potentially tax-deductible interest (consult your tax advisor) can make home equity financing a less expensive option than a traditional loan.
- Fixed payments
- Fixed term
- Fixed rate
Contact one of our Loan Services Representatives for details. HOME EQUITY LINE OF CREDIT (HELOC) You’ve built your equity – now use it. Cross a few things off your wish list with a Home Equity Line of Credit.
- Landscape your yard
- Remodel your kitchen
- Put in a pool
- Add on that extra bathroom
- Take that vacation to Europe
You have several ways to access the equity in your home – transfer from Home Banking, use your ATM card or your HELOC checks. We offer credit lines from $5,000 to $100,000, depending on the equity in your home. Contact one of our Loan Service Representatives to learn your options. We’ll help you get on the road to reaching your dreams! Rates and Policies are subject to change without notice.