Current Rates

Effective Date: 10/1/2017

Account TypeMinimum BalanceDividend RateAPY*
SAVINGS
Regular Share SavingsTo Earn Dividend**
$25.000.00%0.00%
$100.000.05%0.05%
$500.000.10%0.10%
$1,000.000.15%0.15%
Kid's Club**
$25.000.15%0.15%
Christmas Club**
$500.000.15%0.15%
IRA Savings**
$5.000.20%0.20%
MONEY MARKET
Rate TierMinimum to Earn DividendRateAPY*
Tier 1$2,500.000.15%0.15%
Tier 2$10,000.000.20%0.20%
Tier 3$20,000.000.20%0.20%
MOBILE PLUS REWARDS ***
Non-Qualifying Rate0.05%0.05%
Primary Rate - Requirements Met ***1.35%1.36%
Secondary Rate - Requirements Met ***0.10%.010%
SHARE CERTIFICATES
Account TypeMinimum BalanceRateAPY*
Mini Jumbo 10 Month
$10,000.000.55%0.55%
14 Month - SPECIAL
$10,000.000.75%0.75%
3 Month Certificate
$1,000.000.35%0.35%
$10,000.000.45%0.45%
$75,000.000.45%0.45%
6 Month Certificate
$1,000.000.45%0.45%
$10,000.000.55%0.55%
$75,000.000.60%0.60%
12 Month Certificate
$1,000.000.60%0.60%
$10,000.000.70%0.70%
$75,000.000.75%0.75%
18 Month Certificate
$1,000.000.65%0.65%
$10,000.000.75%0.75%
$75,000.000.85%0.85%
24 Month Certificate
$1,000.000.90%0.90%
$10,000.001.00%1.00%
$75,000.001.09%1.10%
36 Month Certificate
$1,000.001.05%1.05%
$10,000.001.19%1.20%
$75,000.001.24%1.25%
IRA CERTIFICATES
Account TypeMinimum BalanceRateAPY*
6 Month IRA Certificate
$500.000.55%0.55%
$10,000.000.65%0.65%
$75,000.000.70%0.70%
12 Month IRA Certificate
$500.000.70%0.70%
$10,000.000.80%0.80%
$75,000.000.85%0.85%
24 Month IRA
$500.001.00%1.00%
$10,000.001.09%1.10%
$75,000.001.19%1.20%
36 Month IRA
$500.001.15%1.16%
$10,000.001.29%1.30%
$75,000.001.34%1.35%
*APY is Annual Percentage Yield. ** Rate may change after account is opened. APY assumes principal and dividends remain on deposit for the length of the term. A penalty will be imposed for Certificate withdrawals prior to maturity. Fees may reduce earnings. Member's accounts are insured by the National Credit Union Association. If you have any questions or need current rate information on your accounts, please call us at 559-582-4438.

***Minimum opening deposit is $0.01. To earn the Mobile Plus-Rewards rate of 1.36% APY on balances up to and including $20,000, and 0.10% APY on balances over $20,000, you must meet the following monthly requirements: Twelve (12) debit card transactions of at least $5 each; receive a monthly direct deposit; and receive e-Statements. In addition to earning the higher rate, you will receive automatic refunds on ATM surcharge fees, up to $25 maximum per month. If account requirements are not met, the rate will be 0.05% APY and ATM fees will not be refunded. Fees may reduce earnings.

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Term Rate APY*
36 Months 1.19% 1.20%
24 Months 1.00% 1.00%
18 Months .75% .75%
14 month SPECIAL .75% .75%
12 Months .70% .70%
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*Annual Percentage Yield is accurate as of 6/1/2017 and is subject to change without notice. A $10,000 minimum balance is required to obtain the quoted APY. Please call for rates on other amounts. There may be a penalty for early withdrawal. Fees may reduce earnings.

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