Debit and Checking Accounts

We offer a deposit product to meet your needs.

If you’re with another institution, switch your Accounts to Kings Federal Credit Union and experience the credit union difference. Switching is quick and easy. If you would like more information, and would like to open an account in person, just stop by our branch or call us at 559-582-4438.   All of our debit and checking accounts come with a free Fraud Assistance Hotline and access to affordable Identity and Credit Monitoring Services.  

 

Mobile Plus Debit Account

Mobile Plus - Debit

Basic check-free banking account that is great for those starting out or those wanting a easier way to prevent overdrafts.

$4.95 monthly service charge. Fee is waived for all members under age 25 or with a minimum daily balance of $300.00.

This account does not allow checks to be written and does not offer online billpay.

  • Free Debit Card
  • Free Online/Mobile Banking
  • No automatic overdrafts
  • Better account control
  • Two free teller checks per month
  • Free Fraud Assistance Hotline
  • Identity/Credit Monitoring Services Available
More Info
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Mobile Plus - Banking

Full featured checking account for everyday needs.

$4.00 monthly service charge. Fee is waived with ANY of the following: over age 59, monthly direct deposit, $300 minimum daily balance, or $5,000 in deposits or loans in the same membership account.

  • Unlimited Check Writing
  • Overdraft Protection
  • Free Mobile Banking/Billpay
  • Visa Debit Card
  • Free first order of checks
  • Free Fraud Assistance Hotline
  • Identity/Credit Monitoring Services Available
More Info
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Mobile Plus - Rewards

Comprehensive banking account with rewards for members who keep higher balances and are active debit users.

Account pays a high dividend rate for balances up to $20,000 and provides up to $25 per month in ATM surcharge credit if members meet the monthly qualifications.

$4.95 monthly service charge. Fee is waived with a monthly direct deposit or with a minimum daily balance of $300.00.

  • Free Mobile Banking/Billpay
  • Visa Debit Card
  • Free first order of checks
  • Free Fraud Assistance Hotline
  • Identity/Credit Monitoring Services Available
  • * Qualifications require a direct deposit, enrollment in e Statements, and a minimum of 12 debit card transactions over $5 per month.
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Ultimate Banking Account

The perfect account for our long-time members who want it all.

$7 monthly fee. Fee waived for those who have been members for at least 20 years.

  • Free Mobile Banking/Billpay
  • Overdraft Protection
  • Visa Debit Card
  • Free checks (one box per order)
  • Free teller checks
  • Free Fraud Assistance Hotline
  • Identity/Credit Monitoring Services Available
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Money Market Accounts

Money Market accounts allow your money to work for you, while giving you the flexibility you deserve with rates that are higher than a regular savings account. You have easy access to your money in person or by check (limit three checks per statement). A $10 monthly fee will be assessed if the account falls below the minimum balance and no dividends will be earned.

  • Write up to six checks per month
  • ATM access
  • Higher dividends
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