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The Card That Keeps Its Promise

Tired of watching your interest rates climb while your balance stays the same? It’s time for a credit card that values stability as much as you do. Our Fixed-Rate Visa? is designed for those who prefer a clear path forward without the “market-adjustment” surprises.

Why Choose Our Fixed-Rate Program?

Most cards on the market are tied to the Prime Rate, meaning when the economy shifts, your cost of borrowing goes up on your entire balance. We’ve taken a different approach.  While our rates can change over time, new rates will only apply to future charges, your full balance.

  • Locked-In Consistency: Forget the volatility of variable-rate cards. Your rate remains steady, making it easier to budget, plan, and pay down balances faster.
  • Market-Leading Value: We consistently monitor national averages to ensure our fixed offering remains highly competitive against the big banks’ fluctuating “teaser” rates.

Pack Your Wallet With More Buying Power

Not all credit cards are created equal. Some have higher interest rates, higher annual fees or unfavorable terms.

Our Visa® credit card offers competitive rates as low as 10.95% Annual Percentage Rate* and personal service from people you know.

Manage Your Account

Access your Kings Federal VISA Account information 24 hours a day, 7 days a week through Online and Mobile Banking.  You can see your recent credit card account balance along with your other accounts.  To receive detailed information, click on “Credit Card Details” to be directed to our full Credit Card Platform.  If you already have a login for the credit card only website, you can also access your account at www.ezcardinfo.com.  You can also call for credit card services toll-free: (833) 541-0763.

After signing on, cardholders will be able to view and print the following information about their account:

​Account summary

  • Current account balance
  • Available credit
  • Credit limit
  • Previous statement transactions
  • Make visa payments electronically
  • Initiate a Balance Transfer

Payments can be mailed to:

Visa
P.O. Box 672051
Dallas, TX 75267-2021

*See the card application’s Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval.