We would say our Mobile Plus Rewards Checking account pays you a pretty penny, but the truth is, it pays you a lot more! Earn up to 2.27% APY* just for doing things you would anyway, like using your debit card, direct deposit, and signing up for e-Statements.

And you’ll even get up to $25 per month in ATM surcharge refunds all over the nation when qualifications are met, so you’ll have quick access to your cash when you need it.

Here are the details

  • Checking that pays high dividends (really!)
  • 2.27% APY* on balances up to $20,000*
  • 0.15% APY* on balances over $20,000*
  • 0.10% APY* if you do not meet the qualifications
  • up to $25 ATM surcharge fee refunds, nationwide*
  • No monthly service charge as long as you have at least a direct deposit or a minimum balance of $300
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free online banking & bill pay
  • Free mobile banking with mobile deposit
  • Free eStatements
  • Free Visa® debit card
  • Overdraft Protection available

It’s Easy to Earn Your Rewards!

To earn your rewards, all of the following transactions and activities must post and settle to your Mobile Plus Reward Checking account during each Monthly Qualification Cycle:

  • At least 1 direct deposit
  • At least 12 debit card purchases for at least $5 each
  • Be enrolled in and agree to receive e-Statements

Didn’t qualify one month? No worries! Mobile Plus Rewards Checking is still a free account (with direct deposit or $300 minimum balance) that earns our base dividend rate. Best of all, you can earn Rewards the very next qualification cycle.

Want more information? Call us at 559-582-4438 or visit us at 1415 W. Lacey Blvd, Hanford, CA 93230.

Click here for the full account disclosure.

Click here for our full deposit rate sheet.

*APY = Annual Percentage Yield. Rates are subject to change after account opening. Minimum opening deposit is $0.01. To earn the Mobile Plus-Rewards rate of 2.27% APY on balances up to and including $20,000, and 0.15% APY on balances over $20,000, you must meet the following monthly requirements: Twelve (12) debit card transactions of at least $5 each; receive a monthly direct deposit; and receive e-Statements. In addition to earning the higher rate, you will receive automatic refunds on ATM surcharge fees, up to $25 maximum per month when requirements are met. If account requirements are not met, the rate will be 0.10% APY and ATM fees will not be refunded. Fees may reduce earnings.