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Explore Mortgage Options that Align with Your Budget Today and Your Goals for Tomorrow
To give you access to a broader range of home financing solutions, Kings Federal Credit Union partners with Ocean Air Lending to offer a full suite of residential mortgage products.
While Kings Federal Credit Union handles your referral, Ocean Air Lending will serve as the originator and servicer for all new mortgage loans.
Select A Mortgage Loan To Fit Your Financial Situation
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Conventional Loans
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Fixed rate and consistent monthly payment for the entire life of the loan.
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Simplifies household budgeting because your principal and interest payment will never change.
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Adjustable Rate Loans (ARMs)
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Features lower introductory interest rates, making initial monthly payments more affordable.
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Includes capped adjustment limits established at closing so you know your maximum potential payment from the start.
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Highly suited for buyers planning to relocate within a few years or those expecting interest rates to decline.
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FHA Loans
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Insured through the Federal Housing Administration.
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Offers competitive interest rates with more flexible credit guidelines and a lower down payment requirement.
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Apply Now & Learn More
To explore current rates, speak with a dedicated mortgage specialist, or begin an application for a new home purchase or refinance, please visit our co-branded partner portal:
Or Call: (805) 988.2151 ext 8504 to speak to a loan officer.
Existing Mortgage Loan Servicing
If you currently have an active mortgage loan with Kings Federal Credit Union that is serviced by Dovenmuehle (DMI), your existing terms, payments, and account access remain entirely unchanged. You can continue to view your statements and manage your loan online.
If you would like information on your existing Kings Federal Credit Union mortgage loan serviced by Dovenmuehle (DMI):